Fall Summit 2025
This changes everything.
Chicago, September 16-17
Where AI, Innovation & Strategy Converge
WE INVITE YOU to The Drake Hotel in Chicago for the third annual Upstart Fall Summit, an exclusive two-day gathering of our Lending Partners, thought leaders and industry innovators.
Over two impactful days, we’ll explore how AI-powered underwriting can unlock new opportunities, how the latest trends in credit performance are shaping the market, and how risk management strategies must evolve to navigate uncertainty with confidence.
This is more than just a Summit—it’s where the future of lending takes shape. We look forward to seeing you there!
WHO ATTENDS: CEOs, CFOs, Chief Lending Officers, Risk & Compliance Professionals and Credit Leaders.
Registration is now open and free!
CEO of Upstart
Dave Girouard is one of Upstart’s co-founders and has served as their Chief Executive Officer and a member of the board of directors since incorporation.
Advisor, Futurist, and Former Head of
Go-To-Market at OpenAI
Zack Kass, former Head of GTM at OpenAI and current advisor and futurist, helps Fortune 1000 companies, governments, and universities navigate the AI revolution and its socio-economic impact to build a better future.
Industry Visionaries You’ll Hear From
Sanjay Datta
Chief Financial Officer
Upstart
Annie Delgado
Chief Risk Officer
Upstart
Michael Lock
SVP of Lending Partnerships
Upstart
Tuesday - September 16th - Day 1: AI Day for lending partners + Welcome Reception + Opening Keynote |
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| TIME (CDT) | SESSION |
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1:00-4:30 PM |
Check-in and Registration Open |
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2:00-4:00 PM |
Executive AI Learning Session |
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5:30-9:30 PM |
Opening Keynote and Welcome Reception with Dave Girouard at the Adler Planetarium |
Wednesday - september 17th - Day 2: Full Day Summit + Evening Reception + Closing Keynote |
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| TIME (CDT) | SESSION | |
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8:00-9:00 AM |
Networking Breakfast |
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9:00-9:10 AM |
Welcome |
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9:10-9:40 AM |
This Changes Everything with Michael Lock |
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9:40-10:10 AM |
Risk in Focus: Navigating the Changing World with Annie Delgado |
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10:10-10:40 AM |
Perspectives on Economic Dynamics and Credit Performance with Sanjay Datta |
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10:40-11:00 AM |
Break |
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11:00-11:45 AM |
Unlocking Cross-Sell: Creating Lifetime Value |
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12:00-1:00 PM |
Lunch |
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BREAKOUT SESSIONS |
CUSTOMER ADVISORY BOARD TRACK |
RISK COUNCIL TRACK |
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1:00-1:45 PM |
Behind the Wheel of Innovation: Auto Refi Gets Smarter |
Timeless Compliance |
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2:00-2:45 PM |
Home Equity On-Demand: Changing the Game for Homeowners |
Beyond DTI - A New Way Forward |
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3:00-3:45 PM |
Lender Tools Roadmap |
From Black Box to Glass Box - Model Explainability |
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4:00-4:45 PM |
Servicing: From Transactional to Transformative |
Exam Readiness |
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5:00-8:00 PM |
Evening Reception and Closing Keynote with Zack Kass |
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