

Webinar hosted by American Banker
Partnering with a Fintech to Diversify and Serve Customers in Turbulent Economic Times


GUEST SPEAKER
Julie Thurlow
President & CEO, Reading Cooperative Bank
Julieann M. Thurlow is responsible for the bank's strategic direction and management. She also serves as President of the RCB Charitable Foundation. Julieann is the Vice Chair of the American Bankers Association (ABA). She was Past Chair of the ABA's Core Platforms Council. Julieann currently serves as a member of the Government Relations Administrative Committee and Membership Council. She is a founding of member of Alloy Labs, a consortium of banks nationally formed to innovate in the banking space and is a Director of Atlantic Community Bankers Bank (ACBB). Locally, Julieann serves on the MA Fintech Workgroup and is a Board Member of the Lawrence Partnership, the Massachusetts Taxpayer Foundation, and the Lawrence Community Health Center. In 2022, Julieann was appointed to the Massachusetts Development Finance Agency by Governor Charlie Baker. She is past Chair of the Cooperative Central Bank and was a member of the Federal Reserve’s CDIAC Council. American Banker Magazine has repeatedly named Julieann to its list of the Top 25 Women to Watch in Banking. The Commonwealth Institute has named Reading Cooperative Bank a Top 100 Women-Led Business for the past seven years running. In addition to an MBA from the Charles F. Dolan School of Business at Fairfield University, Julieann has completed advanced studies at the Stonier Graduate School of Banking, the Massachusetts School for Financial Studies, Harvard Business School’s Division of Continuing Education, and the CEO Leadership Lab at Wharton’s Aresty Institute for Executive Education.
GUEST SPEAKER
Phil Bryan
EVP, Chief Banking Officer, Reading Cooperative Bank
Phil Bryan is Executive Vice President and Chief Banking Officer. Prior to joining RCB, he spent five years as the President/CEO of The Cooperative Bank and was the EVP/Chief Operating Officer at Georgetown Bank. Over the course of his extensive lending career, Phil served as SVP of Retail & Lending at Metro Credit Union, SVP & Small Business State Manager at TD Bank, VP, Retail Banking at MetroWest Bank, and VP, Business Development Officer at Citizens Bank. Phil has a BS in Human Resource Management from Southeastern Massachusetts University. In addition, he is certified in Talent Optimization from the Predictive Index. Phil currently serves on the Executive Board of the Cole Strange Foundation and is a past member of The Central Parkway YMCA’s Board of Advisors. In the past, Phil has served on the American Bankers Association’s Mutual Institutions Council and the Asian Center for Merrimack Valley’s Board of Directors as Treasurer. Phil lives in Dedham, MA with his wife, Wendy, and three sons.
Key Takeaways
- Overview of the current economic landscape and its impact on consumer credit needs
- How to deliver a differentiated personal lending experience to meet modern day customer expectations and effectively compete with larger financial institutions
- Diversifying the portfolio through short term duration, high-yield loans
- Best practices for integrating a fintech partnership into a community bank's lending strategy
- Providing inclusive lending solutions and expanding access to credit
“That’s something that stood out versus competitors - Upstart intentionally trying to get credit in more hands - other value to determine if someone has attributes to pay a personal or auto loan on a timely basis”