Matt Gallman, VP, Strategic Innovation Officer from Drummond Community Bank joins us to share his perspective on embracing change, adapting in the modern digital world, and finding the right fintech partner.
In this webinar, you will hear all about:
Matt Gallman received his MBA from the University of Florida and has over 10 years of experience in banking. He started off as a credit union as a loan officer and teller and is now in his current position at Drummond Community Bank where he is the VP, Enterprise Risk Officer.
Jeff Keltner is a Senior Vice President Of Business Development at Upstart. As Upstart’s fifth employee, Jeff has run business development opportunities including new product areas, strategic partnerships, and other investments since Upstart’s inception, through its IPO, and beyond. Jeff is passionate about Upstart’s mission to partner with banks and credit unions to make credit as effortless and available to as many consumers as possible based on true risk. He also hosts the Leaders in Lending podcast where he discusses the future of the financial services industry with consumer lending executives and other leaders in the space.
The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.
Remember:
Auto refinance represents a small share of the $1.37 trillion3 in outstanding auto loans. As consumers look to save money, banks have a significant opportunity to expand their auto loan portfolio and deepen their customer relationships by partnering with Upstart.
Upstart for auto refinancing is powered by our AI lending platform which enables fast, all-digital originations with accurate risk-based pricing.
Originate more auto refinance loans profitably
Refinance loans with compelling offers
Acquire new customers
Provide a fast and seamless application process for consumers
Automate approvals with minimal fraud rates
Trust Upstart to manage the entire process including stips and lien perfection
Price and predict risk with accuracy
Increase approvals within your risk tolerance
Maintain full control of your credit policy
Bank-branded, mobile-friendly application is pre-filled with existing customer information, making the process quick and easy.
Vehicle and loan details such as VIN or license plate are automatically pulled.
Our risk-based AI model prices customers within your credit parameters resulting in higher approvals and lower losses.
Asset valuation is pulled from third party services and then leveraged in loan pricing.
Customer information is verified with many applicants approved automatically.
Our expert staff manages all stips requested for higher-risk applications.
We provide an e-signature process with our refinance verification.4
Funds are sent directly to the previous lender – and payoff is verified.
Upstart handles title management for both electronic and paper titles creating a seamless experience for your bank and consumers.
Apply a wide array of qualifying criteria such as minimum credit score, maximum debt-to-income ratio, loan sizes, loan-to-value ratios, and more.
Configure rates to meet your desired return on assets tailored to your risk appetite.
Approve borrowers that meet your risk profile – our model predicts the probability and timing of default.
