The Future of AI in Finance
Watch Dave Girouard, Co-Founder and CEO of Upstart, share how AI is enabling a future with more inclusive lending.
Recorded live at the boosted executive forum
Access to credit is access to opportunity.
Similar to education or healthcare, credit is the ticket to mobility and opportunity for Americans. Though the system works for some, many groups are left out of the equation. Young people, recent immigrants and Black and Hispanic populations are disproportionately denied credit access.
48% of Americans have access to prime credit, but 80% of Americans have never defaulted on a credit product.
Though lenders typically want to avoid the “non-prime” borrowers in the market due to skepticism and fear, these borrowers deserve the same, easy access to credit, and AI and machine learning presents the opportunity to improve the cornerstone of the American dream - credit access.
DAVE GIROUARD
Co-Founder & CEO
Dave is Upstart’s Co-Founder and Chief Executive Officer. Dave was formerly President of Google Enterprise and built Google's billion-dollar cloud apps business worldwide, including product development, sales, marketing, and customer support. He started in Silicon Valley as a Product Manager at Apple and was an associate in Booz Allen's Information Technology practice. Dave's career began in software development with the Boston office of Accenture. He graduated from Dartmouth College with an AB in Engineering Sciences and a BE in Computer Engineering. Dave also holds an MBA from the University of Michigan with High Distinction.