With Upstart's all-digital experience powered by AI, banks are poised to grow new customer relationships with other products and loan types, allowing them to serve both the financial needs of their customers and communities. The Upstart Referral Network enables banks to gain creditworthy customers in their prime borrowing years.
Meet your new customers
Attributes of bank customers gained through Upstart
40
Average age
Weighted average (WA) borrower age
60%
of borrowers between age 20-38
704
WA credit score
$92K
WA annual income
68%
of borrowers with postsecondary education
Loan attributes
$15,592
Average loan amount
12.04%
Weighted average (WA) APR*
~22
Months WA life of loan
* Based on Upstart bank borrowers from June 2022-August 2022
Use of funds
(percent of loan amount)
Based on Upstart bank borrowers from June 2022-August 2022
