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On-Demand Webinar hosted by American Banker 

Growing your auto loan portfolio in the new normal: How to unlock new and emerging opportunities through AI

Val Gui Headshot


Val Gui

Val Gui is the Vice President of Automotive Lending at Upstart. With over 10 years in the automotive industry, Val was the Co-Founder and COO of Instamotor, Inc where he oversaw all the day to day business operations. He previously managed twelve dealerships with $450 million in combined revenue. Val holds an undergraduate degree from the University of Michigan.



Our mission is to enable effortless credit based on true risk. Upstart is a leading artificial intelligence (AI) lending platform designed to improve access to affordable credit while reducing the risk and costs of lending for our bank partners. By leveraging Upstart's AI platform, Upstart-powered banks can offer higher approval rates and experience lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

Key Takeaways

  1. How to leverage AI in auto refinance and other direct and indirect lending models
  2. Which AI models can improve operational efficiency in the lending process while also reducing fraud
  3. How AI-enabled credit decisions can increase approval rates and cut losses in your loan portfolio